James Miller & Associates

Find our if shared equity is right for you

Our brokers can help you find the right solutions
available to you.

Find our if shared equity is right for you

Shared equity mortgages offer a creative and affordable path to owning a property.

Shared equity is when you secure a mortgage to cover a portion of the property’s value, and the remaining portion is co-funded by a housing association or government agency.

 

With this assistance, your upfront deposit and monthly mortgage payments are reduced, making homeownership more achievable.

As the property’s value changes over time, so does your equity share. When you decide to sell, you repay the original shared amount plus a percentage of any increase in the property’s value. This ensures both you and the housing provider benefit fairly from any price appreciation.

 

Shared equity mortgages suit a range of homebuyers, from first-timers to those looking to downsize or move up the property ladder. Let our team of experts guide you through this empowering homeownership journey and seize the opportunity to invest in your future with a shared equity mortgage.

 

Your home may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it. 

Contact the team

We’ve built a team of experts

Over 15 years we’ve grown our team of experienced brokers allowing us to cater to our clients needs beyond just mortgages.

We’ve built a team of experts

Over 15 years we’ve grown our team of experienced brokers allowing us to cater to our clients needs beyond just mortgages.

Regulated

All our brokers are fully qualified & FCA regulated

Trusted

We have a 15 year record of happy customers

Experts

We’ve built a team with a variety of expertise

Customer Focused

We focus on great advice & customer satisfaction

We’ve helped 100's of
happy customers

Speak to one of our team to see how we can help

you find the best possible solution available